FOREX Chargeback protection for trading brands →

Stop chargebacks
before they start.

Payshield is the chargeback protection shield that stops traders from clawing back money they chose to risk. When a customer loses on the market and blames your brand, we prove the decision was theirs — protecting your revenue, your MID, and your reputation.

✓ Built for high-risk merchants ✓ Live in under 14 days ✓ Pay only on prevented disputes
app.getpayshield.com/dashboard

Chargeback overview

Live · updated now
Chargeback ratio
0.05%
▼ 94% vs. last qtr
Disputes blocked
1,284
$2.4M protected
Win rate
83%
representments
Chargeback ratio
Last 8 weeks · protected volume
Live protection
Representment filed · CB-4855
Reason 4853 · auto-built in 3m
Dispute won · CB-4801
$12,000 recovered
Consent captured · trader #90441
iPhone · London · signed

Disputes

5 active
CaseTraderReasonAmountStatus
CB-4801D. Roux4853 · Not authorized$12,000Won
CB-4855L. Marchetti4853 · Not authorized$3,120Auto-defending
CB-1042S. Kim1040 · Services not provided$5,600Prevented
CB-4853J. Okafor4853 · Not authorized$8,400Won
CB-4870A. Silva4854 · Fraud$2,250Under review

Consent Vault

Tamper-proof
MC
Marcus Chen
2026-06-02 14:22 · London
Signed
EL
Eva Lindberg
2026-06-02 11:07 · Berlin
Signed
SP
Sam Park
2026-06-01 19:44 · Singapore
Signed
PS
Priya Shah
2026-06-01 08:12 · Dubai
Signed
Evidence pack · CB-4853
Auto-assembled for representment
Signed risk-acceptance
Device & geolocation match
3-D Secure authentication
Full trading activity log

Protecting high-risk merchants across 40+ regions

◆ VoltFX◈ NorthPeak▲ Apex Markets ● Meridian Trade✦ Zephyr Capital◆ IronBull ◈ Sterling Nova▲ QuantEdge
PCI DSS Level 1 SOC 2 Type II Visa & Mastercard frameworks 3-D Secure 2.0 GDPR compliant
The forex chargeback trap

Every friendly-fraud dispute is a tax on your growth.

A trader deposits, loses on a volatile market, then tells their bank "I never authorized this." The bank sides with them by default — and your brand eats the loss, the fees, and a rising ratio that puts your merchant account on a knife's edge.

0%
Target chargeback ratio on protected volume
0%
Average reduction in dispute rate
0%
Win rate on representment cases
0
Days to full deployment
Do the math

See what chargebacks are costing you.

Drag the sliders to match your business. This is the money leaving your account every year that Payshield is built to keep.

Your numbers

Rough estimates are fine — you'll get a precise model on your demo.

Monthly deposit volume$2.0M
Current chargeback rate1.2%
Avg. fee per chargeback$40
Protected every year with Payshield
$0
Recovered deposits + eliminated fees on protected volume.
Chargebacks / year today0
Lost to fees alone$0
Ratio with Payshield0.05%

Modelled on a 94% average dispute reduction across protected volume.

How it works

Three layers between you and every dispute.

Every deposit is wrapped in evidence before a chargeback can ever be filed — prevention, real-time screening, and automated recovery working together.

01

Capture ironclad consent

At the moment of deposit we bind the trader to a verified, timestamped acceptance of your risk terms — device, IP, geolocation and signature. Undeniable proof they knew, and chose, the risk.

02

Screen every transaction in real time

Our layer scores every transaction, flags high-risk behaviour, and strengthens descriptors and 3-D Secure signals — so banks recognise the charge as legitimate before a dispute is considered.

03

Auto-win the representment

If a chargeback slips through, Payshield instantly assembles a compelling, network-formatted evidence pack and files the response for you — turning "the customer's word" into a case the bank rules in your favour.

Anatomy of a defended dispute

Watch a "friendly fraud" chargeback fail.

A trader loses $8,400, then files an "I never authorized this" dispute. Here's what happens next — automatically.

DAY 0 · DEPOSIT
Trader accepts risk terms
Before funds move, Payshield captures a signed, timestamped consent — device, IP, geolocation.
Consent locked
DAY 12 · MARKET MOVES
Trader loses the position
The trade goes against them. They call their bank and claim the deposit was never authorized.
Dispute filed · Reason 4853
+ 3 MINUTES
Payshield assembles the evidence
The moment the notice lands, we build a network-formatted representment pack — no analyst touches it.
Auto-built
DAY 18 · RULING
The bank rules in your favour
Faced with signed consent and a full activity trail, the issuer reverses the dispute. You keep the $8,400.
Chargeback defeated ✓
evidence_pack.pdf
Signed risk-acceptance
e-signature · 2026-06-02 14:22 UTC
Device & geolocation match
iPhone · London, UK · IP verified
Full trading activity log
47 sessions · 12 executed trades
3-D Secure authentication
Liability shift · issuer-approved
Representment filed & won
Visa · case reversed in your favour
The platform

Everything a forex brand needs to stay dispute-free.

Purpose-built for the realities of high-risk trading merchants — not a generic fraud tool bolted onto your stack.

  1. 01

    MID protection

    Keep your chargeback ratio under scheme thresholds so acquirers never freeze, fine, or drop your merchant account.

  2. 02

    Documented liability shift

    Every deposit ships with legally-weighted consent that flips "unauthorized" claims back onto the trader who made the trade.

  3. 03

    Real-time dispute alerts

    Get pinged the second a pre-dispute or RDR notice hits — and resolve it before it ever becomes a chargeback.

  4. 04

    Fast onboarding

    From kickoff to fully protected in under 14 days, with our team guiding setup end to end.

01SHIELD
MID protection
02CONSENT
Signed at deposit
03ALERTS
Real-time dispute alerts
04RECOVER
Auto representment
With vs. without

The difference shows up on your statement.

Unprotected forex brand

  • ✕Chargeback ratio creeps past 1% — acquirer flags your MID.
  • ✕Every "I didn't authorize this" is an automatic loss.
  • ✕Staff waste days hand-building dispute evidence.
  • ✕$25–$100 in fees on top of each refunded deposit.
  • ✕One bad month and you're in a monitoring program.

Powered by Payshield

  • ✓Ratio held near 0% — acquirers stay happy.
  • ✓Consent proof flips liability to the trader.
  • ✓Evidence packs built & filed automatically.
  • ✓You only pay when a dispute is prevented or won.
  • ✓Predictable processing, protected reputation.
What operators say

Brands sleep better with Payshield.

★★★★★

"We were three weeks from losing our primary MID. Payshield pulled our ratio from 1.4% to under 0.1% in a single billing cycle. It genuinely saved the business."

DR
Daniel Roux
COO, Apex Markets
★★★★★

"The consent capture is the magic. Traders can't claim they didn't authorize a deposit when we hand the bank a signed, geolocated timestamp. Win rate went through the roof."

LM
Lena Marchetti
Head of Payments, VoltFX
★★★★★

"The rollout was painless — we were protected within two weeks. My team stopped fighting disputes and got back to growth."

SK
Samir Khan
Founder, QuantEdge
Ready when you are

Stop losing revenue to friendly fraud.

See a live teardown of your current dispute exposure and exactly how much Payshield would protect. No commitment, no code — just a 20-minute demo.

Book my demo → Talk to sales
✓ Setup in under 14 days ✓ Performance-based pricing
Questions, answered

Everything you're wondering.

How long does it take to go live?+

Most brands are fully live within 14 days. Our team works with you end to end — from mapping your current dispute exposure to switching on consent capture, transaction screening, and automated representments.

How do you actually get chargebacks near 0%?+

Three ways at once: we capture ironclad, timestamped consent at deposit so traders can't credibly claim "unauthorized"; we strengthen fraud and 3-D Secure signals on every transaction so legitimate charges are recognised by banks; and if a dispute still lands, we auto-build and file a winning representment. Prevention plus recovery is what drives the ratio down.

A customer lost money trading — how is that my liability?+

It shouldn't be, and that's the point. When a trader chooses to risk capital and loses, that's their decision — not a fault of your brand. Payshield documents that decision with legally-weighted, verifiable consent, so when they attempt a "friendly fraud" chargeback, the evidence proves the loss was the trader's own doing, not an unauthorized or mis-sold transaction.

What does it cost?+

Pricing is performance-based — you pay primarily on disputes we prevent or win, so Payshield only makes money when it's saving you money. Book a demo and we'll model your exact exposure and a plan against it.

Is this compliant with card scheme rules?+

Yes. Everything we do is built around Visa and Mastercard dispute frameworks — including reason-code-aware evidence, RDR/pre-dispute handling, and compliant representment formatting. We help you stay under scheme chargeback thresholds, not skirt them.